State selection labels your estimate only. It does not confirm legal availability, provider coverage, eligibility, or approval.
Sample inputs are not TheProBank terms. Replace them with the assumptions or disclosures you want to review.

Estimate an installment loan payment

Enter an amount, APR, term, payment frequency, and origination-fee treatment to estimate payments and total repayment.

This changes cash received and total cash out.

Estimate a single-payment loan

Enter a term and fees to estimate the amount due, total cost, and a simplified annualized comparison rate.

Estimate cash-advance fees

Combine subscription, instant-transfer, fixed, percentage, and optional-tip costs to estimate the total amount repaid.

Check the payment against your monthly cash flow

Estimate how a proposed payment changes the cash remaining after essential expenses and existing debt payments. This is not lender underwriting.

Compare up to three estimates

Select “Add to comparison” after estimating an installment, single-payment, or cash-advance scenario.

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Important: TheProBank is not a lender. This calculator is not an application, prequalification, approval, credit offer, or statement of product availability. It does not determine a contractual APR, legal fees, payment rights, or lender terms. Results use only the assumptions entered and may differ from a provider’s disclosures because of day-count conventions, irregular dates, fee treatment, rounding, compounding, state law, and product structure. Review the actual agreement before accepting credit.

Enter the terms you want to review

Use the amount financed, APR, fees, dates, and payment frequency from a potential offer or your own assumptions. Prefilled values are examples only.

Compare cash received and cash repaid

A deducted fee can reduce the proceeds you receive even when the stated loan amount stays the same. Compare net proceeds with total repayment.

Confirm the actual offer

Availability, eligibility, approval, rates, and terms depend on the provider, product, state, and applicant. The provider agreement controls.

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Submit a request through TheProBank to check whether participating providers may have options. A match is not approval, and any provider will disclose its own rates, fees, terms, and repayment schedule before you accept.

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