:root {
  --ink: #16191d;
  --muted: #5e6872;
  --line: #d7dde2;
  --soft: #f4f6f7;
  --soft-2: #edf1f2;
  --white: #ffffff;
  --teal: #183f43;
  --teal-2: #0f3033;
  --bronze: #9d7658;
  --bronze-dark: #7d5d43;
  --shadow: 0 24px 70px rgba(14, 28, 32, 0.14);
  --radius: 8px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, Arial, sans-serif;
  font-size: 16px;
  line-height: 1.55;
  overflow-x: hidden;
}

img,
svg {
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input {
  font: inherit;
}

.shell {
  width: min(1180px, calc(100% - 40px));
  margin-inline: auto;
}

.sr-only,
.skip-link {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.skip-link:focus {
  z-index: 10;
  width: auto;
  height: auto;
  margin: 12px;
  padding: 10px 14px;
  clip: auto;
  background: var(--teal);
  color: var(--white);
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 255, 255, 0.96);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(18px);
}

.utility {
  background: var(--teal-2);
  color: rgba(255, 255, 255, 0.84);
  font-size: 13px;
}

.utility__inner {
  min-height: 38px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.utility__links {
  display: flex;
  gap: 11px;
  align-items: center;
  white-space: nowrap;
}

.utility a:hover,
.news-list a:hover {
  color: var(--bronze);
}

.nav-shell {
  min-height: 84px;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 28px;
}

.brand {
  width: 210px;
}

.brand img {
  width: 100%;
  height: auto;
}

.primary-nav {
  display: flex;
  justify-content: center;
  gap: clamp(12px, 1.45vw, 22px);
  font-size: 13px;
  font-weight: 700;
  color: #2c343b;
}

.primary-nav a {
  position: relative;
  padding-block: 32px;
}

.primary-nav a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 22px;
  height: 2px;
  background: var(--bronze);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 180ms ease;
}

.primary-nav a:hover::after {
  transform: scaleX(1);
}

.nav-action,
.button {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  justify-content: center;
  border-radius: 4px;
  border: 1px solid transparent;
  padding: 12px 18px;
  font-size: 14px;
  font-weight: 700;
  line-height: 1;
  transition: background 180ms ease, border-color 180ms ease, color 180ms ease, transform 180ms ease;
}

.nav-action,
.button--primary {
  background: var(--teal);
  color: var(--white);
}

.nav-action:hover,
.button--primary:hover {
  background: #102f32;
  transform: translateY(-1px);
}

.button--secondary {
  background: var(--white);
  color: var(--teal);
  border-color: #bfc9ce;
}

.button--secondary:hover {
  border-color: var(--bronze);
  color: var(--bronze-dark);
  transform: translateY(-1px);
}

.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid var(--line);
  border-radius: 4px;
  background: var(--white);
  padding: 10px;
}

.nav-toggle span:not(.sr-only) {
  display: block;
  height: 2px;
  background: var(--ink);
  margin: 5px 0;
}

.hero {
  position: relative;
  overflow: hidden;
  padding: clamp(54px, 7vw, 96px) 0 56px;
  background:
    linear-gradient(90deg, rgba(255,255,255,1) 0%, rgba(255,255,255,0.96) 43%, rgba(237,241,242,0.7) 100%),
    var(--white);
}

.hero::before {
  content: "";
  position: absolute;
  inset: auto 0 0;
  height: 1px;
  background: var(--line);
}


.hero__copy {
  min-width: 0;
  padding-block: 20px;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1,
h2 {
  font-family: "Libre Baskerville", Georgia, serif;
  letter-spacing: 0;
}

h1 {
  max-width: 760px;
  margin-bottom: 22px;
  font-size: clamp(42px, 5.2vw, 74px);
  line-height: 1.04;
  font-weight: 700;
}

h1 > span {
  display: block;
}

.headline-word {
  display: inline;
}

h2 {
  margin-bottom: 15px;
  font-size: clamp(30px, 3vw, 44px);
  line-height: 1.12;
}

h3 {
  margin-bottom: 10px;
  font-size: 18px;
  line-height: 1.25;
}

.hero__copy > p {
  max-width: 590px;
  margin-bottom: 30px;
  color: var(--muted);
  font-size: 19px;
}


.hero__actions{
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}


.login-band {
  background: var(--teal);
  color: var(--white);
}

.login-band__inner {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(420px, 0.9fr);
  gap: 30px;
  align-items: center;
  padding: 28px 0;
}

.login-band h2 {
  margin-bottom: 6px;
  font-family: Inter, Arial, sans-serif;
  font-size: 22px;
}

.login-band p {
  margin-bottom: 0;
  color: rgba(255, 255, 255, 0.76);
}

.login-form {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 12px;
}

.login-form label {
  display: grid;
  gap: 7px;
  color: rgba(255, 255, 255, 0.72);
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
}

.login-form input {
  width: 100%;
  min-height: 46px;
  border: 1px solid rgba(255, 255, 255, 0.25);
  border-radius: 4px;
  background: rgba(255, 255, 255, 0.1);
  color: var(--white);
  padding: 0 14px;
  outline: none;
}

.login-form input::placeholder {
  color: rgba(255, 255, 255, 0.62);
}

.login-form .button {
  align-self: end;
  background: var(--bronze);
}

.section {
  padding: clamp(70px, 8vw, 112px) 0;
}


.section-heading {
  position: sticky;
  top: 140px;
}

.section-heading p,
.security-panel p,
.news-panel p {
  color: var(--muted);
}


.branch-card,
.hours-card,
.news-panel,
.security-panel {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}


.branch-card p,
.hours-card p {
  margin-bottom: 0;
  color: var(--muted);
}


.branch-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.branch-card,
.hours-card {
  min-height: 214px;
  padding: 26px;
}

.branch-card {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.branch-card a {
  color: var(--teal);
  font-weight: 800;
}

.hours-card {
  background: var(--teal);
  color: var(--white);
  border-color: var(--teal);
}

.hours-card p {
  color: rgba(255, 255, 255, 0.75);
}

.insight-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(320px, 0.9fr);
  gap: 20px;
}

.news-panel,
.security-panel {
  padding: clamp(26px, 4vw, 42px);
}

.news-list {
  display: grid;
  gap: 0;
  padding: 0;
  margin: 18px 0 0;
  list-style: none;
}

.news-list li {
  display: grid;
  grid-template-columns: 140px minmax(0, 1fr);
  gap: 22px;
  padding: 18px 0;
  border-top: 1px solid var(--line);
}

.news-list time {
  color: var(--bronze-dark);
  font-size: 13px;
  font-weight: 800;
  text-transform: uppercase;
}

.news-list a {
  font-weight: 700;
}

.security-panel {
  background: var(--ink);
  color: var(--white);
  border-color: var(--ink);
}

.security-panel p {
  color: rgba(255, 255, 255, 0.74);
}

.security-list {
  display: grid;
  margin-top: 26px;
  border-top: 1px solid rgba(255, 255, 255, 0.16);
}

.security-list a {
  padding: 15px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.16);
  color: rgba(255, 255, 255, 0.88);
  font-weight: 700;
}

.security-list a:hover {
  color: #d7b99c;
}


.site-footer {
  background: linear-gradient(180deg, #121619 0%, #0d1012 100%);
  color: rgba(255, 255, 255, 0.72);
  padding: 42px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.06);
}

.footer__inner {
  display: grid;
  grid-template-columns: minmax(220px, 1.2fr) minmax(220px, 1fr) auto;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}

.footer-brand {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

.footer-logo {
  display: block;
  width: 178px;
  height: auto;
  margin-bottom: 14px;
  padding: 0;
  background: transparent;
  opacity: 0.98;
  filter: drop-shadow(0 1px 0 rgba(255, 255, 255, 0.05));
}

.footer__inner p,
.footer-trust-copy {
  margin-bottom: 0;
  line-height: 1.55;
}

.footer-phone {
  margin-top: 8px;
  color: #d1ac8d;
  font-weight: 700;
  text-decoration: none;
}

.footer-phone:hover {
  color: #ffffff;
}

.footer-trust {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 12px;
  padding: 16px 18px;
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.03);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.18);
}

.footer-badges {
  display: block;
  width: 152px;
  height: auto;
}

.footer-trust-copy {
  color: rgba(255, 255, 255, 0.76);
  font-size: 14px;
  max-width: 320px;
}


@media (max-width: 1080px) {
  .nav-shell {
    grid-template-columns: auto auto;
    justify-content: space-between;
  }

  .primary-nav,
  .nav-action {
    display: none;
  }

  .nav-toggle {
    display: block;
  }

  .site-header.is-open .primary-nav {
    display: grid;
    grid-column: 1 / -1;
    width: 100%;
    padding: 12px 0 22px;
    gap: 0;
    border-top: 1px solid var(--line);
  }

  .site-header.is-open .primary-nav a {
    padding: 14px 0;
    border-bottom: 1px solid var(--line);
  }

  .site-header.is-open .primary-nav a::after {
    display: none;
  }

  

  

  .login-band__inner,
  .insight-grid {
    grid-template-columns: 1fr;
  }

  .section-heading {
    position: static;
  }

  .branch-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 760px) {
  .shell {
    width: calc(100% - 28px);
  }
  .utility__inner {
    align-items: flex-start;
    flex-direction: column;
    gap: 4px;
    padding: 9px 0;
  }

  .utility__links {
    flex-wrap: wrap;
    white-space: normal;
  }

  .brand {
    width: 176px;
  }

  .nav-shell {
    min-height: 72px;
  }

  .hero {
    padding-top: 38px;
  }

  h1 {
    font-size: 34px;
    line-height: 1.1;
  }

  .hero__copy > p {
    font-size: 17px;
  }

  

  
  .branch-grid,
  .login-form,
  .footer__inner{
    grid-template-columns: 1fr;
  }

  
  .footer__inner{
    display: grid;
  }

  .login-form .button {
    width: 100%;
  }

  .news-list li {
    grid-template-columns: 1fr;
    gap: 6px;
  }

  
}

@media (max-width: 440px) {
  .hero__actions .button {
    width: 100%;
  }

  h1 {
    font-size: 30px;
  }

  h2 {
    font-size: 28px;
  }
}

/* First concept rebuild: architectural hero with dashboard-style blocks. */
.hero--building {
  min-height: 520px;
  padding: 0;
  background: var(--white);
}

.hero--building::before {
  z-index: 2;
}

.hero__background {
  position: absolute;
  inset: 0 0 0 auto;
  width: 64%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

.hero--building::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, #fff 0%, #fff 34%, rgba(255,255,255,0.94) 44%, rgba(255,255,255,0.52) 58%, rgba(255,255,255,0.06) 76%),
    linear-gradient(180deg, rgba(255,255,255,0.08), rgba(255,255,255,0.18));
  pointer-events: none;
}

.hero__content {
  position: relative;
  z-index: 3;
  display: flex;
  min-height: 520px;
  align-items: center;
}

.hero--building .hero__copy {
  width: min(690px, 58vw);
  padding: 54px 0 58px;
}

.hero--building h1 {
  max-width: 640px;
  margin-bottom: 22px;
  font-size: clamp(48px, 5vw, 72px);
  line-height: 1.12;
}

.hero--building .hero__copy > p {
  max-width: 590px;
  margin-bottom: 26px;
  font-size: 18px;
  color: #2f3b45;
}

.assurance-row {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0;
  max-width: 650px;
  margin: 0 0 28px;
  border-block: 1px solid #d5dde2;
}

.assurance-row > div {
  display: grid;
  grid-template-columns: 32px 1fr;
  column-gap: 12px;
  padding: 16px 18px 16px 0;
  border-right: 1px solid #d5dde2;
}

.assurance-row > div:last-child {
  border-right: 0;
  padding-right: 0;
  padding-left: 18px;
}

.assurance-row strong {
  align-self: end;
  font-size: 13px;
  line-height: 1.2;
}

.assurance-row small {
  grid-column: 2;
  color: #31515a;
  font-size: 12px;
  line-height: 1.25;
}

.mini-icon,
.branch-icon {
  display: grid;
  place-items: center;
  color: var(--teal);
}

.mini-icon {
  grid-row: span 2;
  width: 28px;
  height: 28px;
}

.mini-icon svg,
.branch-icon svg {
  width: 100%;
  height: 100%;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.hero--building .button--primary {
  min-width: 218px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.hero--building .button--secondary {
  min-width: 190px;
  border-color: var(--teal);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.branch-strip {
  position: relative;
  z-index: 4;
  padding: 10px 0;
  background: var(--soft);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.branch-strip .branch-grid {
  grid-template-columns: 1.1fr 1.1fr 0.9fr;
  gap: 6px;
}

.branch-strip .branch-card,
.branch-strip .hours-card {
  position: relative;
  min-height: 132px;
  padding: 22px 24px 20px 70px;
  background: rgba(255, 255, 255, 0.96);
  border: 1px solid #e2e7ea;
  border-radius: 4px;
  color: var(--ink);
  box-shadow: 0 14px 34px rgba(14, 28, 32, 0.07);
}

.branch-strip .hours-card {
  background: var(--white);
}

.branch-strip .branch-icon {
  position: absolute;
  left: 24px;
  top: 22px;
  width: 30px;
  height: 30px;
}

.branch-strip h3 {
  margin-bottom: 8px;
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: 18px;
}

.branch-strip p,
.branch-strip .hours-card p {
  color: #3f4a53;
  font-size: 14px;
  line-height: 1.4;
}

.branch-strip .branch-card a {
  margin-top: 12px;
  color: var(--ink);
  font-weight: 700;
}

.dashboard-section {
  padding: 34px 0 26px;
  background: var(--white);
}

.dashboard-section .insight-grid {
  grid-template-columns: 1.05fr 0.85fr 0.95fr;
  gap: 26px;
  align-items: stretch;
}

.dashboard-section .news-panel,
.dashboard-section .security-panel,
.merger-card {
  border-radius: 4px;
  box-shadow: none;
}

.dashboard-section h2,
.merger-card h2 {
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: 24px;
}

.dashboard-section .security-panel {
  background: var(--white);
  color: var(--ink);
  border-color: var(--line);
}

.dashboard-section .security-list {
  margin-top: 12px;
  border-top: 1px solid var(--line);
}

.dashboard-section .security-list a {
  display: grid;
  gap: 4px;
  padding: 14px 0;
  color: var(--ink);
  border-bottom: 1px solid var(--line);
}

.dashboard-section .security-list span {
  color: var(--muted);
  font-size: 13px;
  font-weight: 500;
}

.merger-card {
  padding: clamp(26px, 4vw, 42px);
  background: #062e42;
  color: var(--white);
  border: 1px solid #062e42;
}

.merger-card h2 {
  padding-bottom: 16px;
  border-bottom: 1px solid rgba(255,255,255,0.5);
}

.merger-card p {
  margin-bottom: 28px;
  color: rgba(255,255,255,0.86);
}

.merger-card .button--secondary {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.72);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.login-band {
  margin-top: 0;
}

@media (max-width: 1180px) {
  .hero--building .hero__copy {
    width: min(640px, 64vw);
  }

  .assurance-row {
    grid-template-columns: 1fr;
  }

  .assurance-row > div,
  .assurance-row > div:last-child {
    padding: 13px 0;
    border-right: 0;
    border-bottom: 1px solid #d5dde2;
  }

  .assurance-row > div:last-child {
    border-bottom: 0;
  }
}

@media (max-width: 1080px) {
  .hero__background {
    width: 100%;
    opacity: 0.3;
  }

  .hero--building::after {
    background: rgba(255,255,255,0.86);
  }

  .hero--building .hero__copy {
    width: min(720px, 100%);
  }

  .branch-strip .branch-grid,
  .dashboard-section .insight-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 760px) {
  .hero--building,
  .hero__content {
    min-height: auto;
  }

  .hero__content {
    align-items: start;
  }

  .hero--building .hero__copy {
    padding: 48px 0 42px;
  }

  .hero--building h1 {
    font-size: 38px;
  }

  .hero--building .headline-word {
    display: block;
  }

  .hero--building .hero__copy > p {
    font-size: 16px;
  }

  .assurance-row {
    margin-bottom: 22px;
  }

  .hero--building .hero__actions .button {
    width: 100%;
  }

  .branch-strip {
    padding: 14px 0;
  }

  .branch-strip .branch-card,
  .branch-strip .hours-card {
    padding: 22px 20px 20px 62px;
  }

  .dashboard-section {
    padding-top: 30px;
  }
}

@media (max-width: 440px) {
  .hero--building h1 {
    font-size: 34px;
  }
}

.primary-nav a.is-active::after,
.primary-nav a[aria-current="page"]::after {
  transform: scaleX(1);
}

.page-hero {
  position: relative;
  overflow: hidden;
  padding: clamp(66px, 9vw, 118px) 0;
  background:
    linear-gradient(90deg, rgba(255,255,255,0.96), rgba(255,255,255,0.82)),
    url("assets/bank-building-hero.webp") right center / cover no-repeat;
  border-bottom: 1px solid var(--line);
}

.page-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, #fff 0%, rgba(255,255,255,0.92) 48%, rgba(255,255,255,0.64) 100%);
  pointer-events: none;
}

.page-hero--dark {
  background: #062e42;
  color: var(--white);
}

.page-hero--dark::after {
  background: linear-gradient(90deg, rgba(6,46,66,0.98), rgba(6,46,66,0.86));
}

.page-hero__inner {
  position: relative;
  z-index: 1;
  min-width: 0;
  width: min(820px, calc(100% - 40px));
  margin-inline: auto;
  max-width: 820px;
}

.page-kicker {
  margin-bottom: 14px;
  color: var(--bronze-dark);
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.page-hero--dark .page-kicker {
  color: #d7b99c;
}

.page-hero h1 {
  max-width: 850px;
  margin-bottom: 18px;
  font-size: clamp(40px, 5vw, 68px);
  line-height: 1.1;
  overflow-wrap: break-word;
}

.page-hero p:not(.page-kicker) {
  max-width: 690px;
  margin-bottom: 0;
  color: #34424b;
  font-size: 19px;
  overflow-wrap: break-word;
}

.page-hero--dark p:not(.page-kicker) {
  color: rgba(255,255,255,0.82);
}

.page-section {
  padding: clamp(54px, 7vw, 92px) 0;
  background: var(--white);
}

.page-grid {
  display: grid;
  grid-template-columns: 270px minmax(0, 1fr);
  gap: clamp(34px, 5vw, 74px);
  align-items: start;
}

.page-sidebar {
  position: sticky;
  top: 136px;
  display: grid;
  border: 1px solid var(--line);
  border-radius: 4px;
  background: var(--white);
}

.page-sidebar a {
  padding: 15px 18px;
  border-bottom: 1px solid var(--line);
  color: #33404a;
  font-size: 14px;
  font-weight: 700;
}

.page-sidebar a:last-child {
  border-bottom: 0;
}

.page-sidebar a:hover,
.page-sidebar a.is-active {
  color: var(--white);
  background: var(--teal);
}

.page-content {
  max-width: 860px;
}

.page-content--solo {
  max-width: 1000px;
}

.page-content h2 {
  max-width: 720px;
}

.page-content > p {
  max-width: 760px;
  color: var(--muted);
  font-size: 18px;
}

.feature-row {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin-top: 30px;
}

.feature-row article,
.callout-panel,
.location-card,
.contact-grid article,
.service-directory a {
  border: 1px solid var(--line);
  border-radius: 4px;
  background: var(--white);
}

.feature-row article {
  min-height: 190px;
  padding: 26px;
}

.feature-row p,
.location-card p,
.contact-grid p,
.service-directory span {
  color: var(--muted);
}

.callout-panel {
  margin-top: 24px;
  padding: 28px;
  background: var(--soft);
}

.callout-panel .button {
  margin-top: 8px;
}

.service-directory,
.location-layout,
.contact-grid {
  display: grid;
  gap: 18px;
}

.service-directory {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.service-directory a {
  display: grid;
  gap: 8px;
  min-height: 142px;
  padding: 24px;
}

.service-directory strong {
  color: var(--teal);
  font-family: "Libre Baskerville", Georgia, serif;
  font-size: 21px;
}

.location-layout {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.location-card,
.contact-grid article{
  padding: 30px;
}

.location-card--wide {
  grid-column: 1 / -1;
  background: var(--soft);
}

.location-card a,
.contact-grid article a {
  color: var(--teal);
  font-size: 20px;
  font-weight: 800;
}

.contact-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  align-items: start;
}


.large-news-list {
  display: grid;
  gap: 0;
  margin: 0;
  padding: 0;
  list-style: none;
  border: 1px solid var(--line);
  border-radius: 4px;
  overflow: hidden;
}

.large-news-list li {
  display: grid;
  grid-template-columns: 180px minmax(0, 1fr);
  gap: 24px;
  padding: 22px 24px;
  border-bottom: 1px solid var(--line);
}

.large-news-list li:last-child {
  border-bottom: 0;
}

.large-news-list time {
  color: var(--bronze-dark);
  font-size: 13px;
  font-weight: 800;
  text-transform: uppercase;
}

.large-news-list a {
  color: var(--ink);
  font-weight: 800;
}

.sitemap-list {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.login-band--page {
  margin-top: 0;
}

.account-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin: 24px 0 44px;
}

.account-list article,
.directory-list article,
.faq-list details {
  border: 1px solid var(--line);
  border-radius: 4px;
  background: var(--white);
}

.account-list article {
  padding: 24px;
}

.account-list ul,
.legal-copy ul {
  margin: 14px 0 0;
  padding-left: 20px;
  color: var(--muted);
}

.account-list li,
.legal-copy li {
  margin: 8px 0;
}

.directory-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin: 22px 0 36px;
}

.directory-list article {
  display: grid;
  gap: 5px;
  padding: 18px;
}

.directory-list strong {
  color: var(--teal);
  font-size: 17px;
}

.directory-list span {
  color: var(--muted);
  font-size: 14px;
}

.directors-list {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.faq-list {
  display: grid;
  gap: 12px;
  margin-top: 22px;
}

.faq-list details {
  padding: 18px 20px;
}

.faq-list summary {
  cursor: pointer;
  color: var(--teal);
  font-weight: 800;
}

.faq-list p {
  margin: 12px 0 0;
  color: var(--muted);
}

.legal-copy h2 {
  margin-top: 34px;
  margin-bottom: 12px;
  font-size: clamp(26px, 3vw, 36px);
}

.legal-copy h2:first-child {
  margin-top: 0;
}

.legal-copy p {
  color: var(--muted);
}


.contact-wide {
  grid-column: 1 / -1;
}


@media (max-width: 1080px) {
  .page-grid,
  .feature-row,
  .account-list,
  .directory-list,
  .directors-list,
  .service-directory,
  .sitemap-list,
  .location-layout,
  .contact-grid {
    grid-template-columns: 1fr;
  }

  .page-sidebar {
    position: static;
  }

  .location-card--wide{
    grid-column: auto;
  }
}

@media (max-width: 760px) {
  .page-hero {
    padding: 50px 0;
  }

  .page-hero__inner {
    width: calc(100% - 28px);
  }

  .page-hero h1 {
    font-size: 30px;
  }

  .page-hero p:not(.page-kicker),
  .page-content > p {
    max-width: calc(100vw - 28px);
    font-size: 16px;
  }

  .feature-row article,
  .callout-panel,
  .location-card,
  .contact-grid article,
  .service-directory a {
    padding: 22px;
  }

  .large-news-list li {
    grid-template-columns: 1fr;
    gap: 6px;
  }
}


/* ===== Loans menu and footer additions; original site layout remains intact ===== */
.nav-dropdown{position:relative;display:block}.nav-dropdown>summary{position:relative;padding-block:32px;cursor:pointer;list-style:none;font-size:13px;font-weight:700;color:#2c343b}.nav-dropdown>summary::-webkit-details-marker{display:none}.nav-dropdown>summary::after{content:"";position:absolute;left:0;right:0;bottom:22px;height:2px;background:var(--bronze);transform:scaleX(0);transform-origin:left;transition:transform 180ms ease}.nav-dropdown>summary:hover::after,.nav-dropdown[open]>summary::after,.nav-dropdown.is-active>summary::after{transform:scaleX(1)}
.loan-menu{position:fixed;z-index:80;top:118px;left:50%;transform:translateX(-50%);width:min(1040px,calc(100vw - 40px));display:grid;grid-template-columns:1.15fr 1fr .82fr;gap:24px;padding:24px;background:#fff;border:1px solid var(--line);border-radius:8px;box-shadow:var(--shadow)}.loan-menu__group{display:grid;grid-template-columns:1fr 1fr;gap:7px 18px}.loan-menu__group>strong{grid-column:1/-1;color:var(--bronze-dark);font-size:12px;text-transform:uppercase;letter-spacing:.08em;margin-bottom:5px}.loan-menu__group a{padding:7px 0;border-bottom:1px solid #edf0f2;font-size:13px;font-weight:650}.loan-menu__group a::after{display:none!important}.loan-menu__action{padding:20px;background:var(--teal-2);color:#fff;border-radius:7px}.loan-menu__action span{font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:#d5b99e;font-weight:800}.loan-menu__action b{display:block;font-family:"Libre Baskerville",Georgia,serif;font-size:19px;margin:8px 0}.loan-menu__action p{font-size:12px;color:rgba(255,255,255,.72)}.loan-menu__action .button{padding-block:12px}.loan-menu__action a::after{display:none!important}
.footer-nav-groups{display:grid;grid-template-columns:repeat(2,minmax(135px,1fr));gap:24px;color:rgba(255,255,255,.82)}.footer-nav-groups>div{display:grid;align-content:start;gap:8px}.footer-nav-groups strong{color:#fff;font-family:"Libre Baskerville",Georgia,serif;font-size:15px;margin-bottom:3px}.footer-nav-groups a{font-size:13px;font-weight:650}.footer-nav-groups a:hover{color:var(--bronze)}
.online-loan-center{padding:74px 0;background:var(--soft);border-bottom:1px solid var(--line)}.online-loan-center .section-heading{max-width:820px;margin:0 auto 34px;text-align:center}.online-loan-center .section-heading--support{margin-top:62px}.online-loan-center .hero__actions{justify-content:center}.sitemap-section-heading{grid-column:1/-1;margin-top:24px;padding:14px 0 4px;color:var(--teal);font-family:"Libre Baskerville",Georgia,serif;font-size:22px;font-weight:700}
@media(max-width:1080px){.site-header.is-open .nav-dropdown>summary{padding:14px 0;border-bottom:1px solid var(--line)}.site-header.is-open .nav-dropdown>summary::after{display:none}.loan-menu{position:static;transform:none;width:100%;grid-template-columns:1fr;padding:16px;margin:0;border-radius:0;box-shadow:none}.loan-menu__group{grid-template-columns:1fr 1fr}.loan-menu__action{display:none}.footer-nav-groups{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.loan-menu__group{grid-template-columns:1fr}.footer-nav-groups{grid-template-columns:1fr 1fr}.loan-experience{padding-bottom:72px}.loan-experience.request-page{padding-bottom:0}}
@media(max-width:500px){.footer-nav-groups{grid-template-columns:1fr}.online-loan-center{padding:54px 0}}

:root{--gold:#b58a68;--gold-dark:#7d5d43;--success:#eaf4ef;--danger:#fff1ef;--max-content:860px}
.loan-experience .button--large{min-height:52px;padding:15px 23px;font-size:15px}

.loan-experience .eyebrow{color:var(--bronze-dark);font-size:12px;font-weight:800;letter-spacing:.11em;text-transform:uppercase;margin-bottom:14px}

.loan-experience .micro-disclosure{font-size:12px!important;color:var(--muted)!important;max-width:720px;margin-top:14px!important}


.loan-experience .trust-ribbon{background:var(--teal-2);color:#fff}
.loan-experience .trust-ribbon__grid{display:grid;grid-template-columns:repeat(3,1fr)}
.loan-experience .trust-ribbon__grid>div{display:flex;gap:14px;align-items:center;padding:22px 26px;border-right:1px solid rgba(255,255,255,.14)}
.loan-experience .trust-ribbon__grid>div:last-child{border-right:0}
.loan-experience .trust-ribbon svg{width:30px;height:30px;fill:none;stroke:#d6b99d;stroke-width:1.7}
.loan-experience .trust-ribbon span{display:grid}
.loan-experience .trust-ribbon strong{font-size:14px}
.loan-experience .trust-ribbon small{color:rgba(255,255,255,.68);font-size:12px;margin-top:2px}
.loan-experience .section{padding:82px 0}
.loan-experience .section--soft{background:var(--soft)}

.loan-experience .section-heading{text-align:center;max-width:800px;margin:0 auto 38px}

.loan-experience .section-heading>span{display:block;color:var(--bronze-dark);font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;margin-bottom:10px}
.loan-experience .section-heading p{color:var(--muted);font-size:17px}

.loan-experience .loan-card-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.loan-experience .loan-card{display:flex;flex-direction:column;min-height:280px;padding:24px;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 12px 35px rgba(14,28,32,.06);transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.loan-experience .loan-card:hover{transform:translateY(-4px);box-shadow:0 22px 48px rgba(14,28,32,.11);border-color:#c4aa95}
.loan-experience .loan-card>span{color:var(--bronze-dark);font-size:11px;text-transform:uppercase;letter-spacing:.08em;font-weight:800}
.loan-experience .loan-card h3{font-family:"Libre Baskerville",Georgia,serif;font-size:22px;margin:14px 0 10px;color:var(--teal)}
.loan-experience .loan-card p{color:var(--muted);font-size:13px;flex:1}
.loan-experience .loan-card b{font-size:13px;color:var(--bronze-dark)}


.loan-experience .page-hero h1{font-size:clamp(42px,5vw,68px)}
.loan-experience .guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.loan-experience .guide-card{display:flex;gap:16px;padding:20px;border:1px solid var(--line);border-radius:8px;background:#fff}
.loan-experience .guide-card svg{width:30px;height:30px;flex:0 0 auto;fill:none;stroke:var(--bronze-dark);stroke-width:1.6}
.loan-experience .guide-card strong{color:var(--teal);font-size:16px}
.loan-experience .guide-card p{color:var(--muted);font-size:13px;margin:6px 0 0}


.loan-experience .breadcrumbs{display:flex;align-items:center;gap:9px;font-size:12px;color:var(--muted);margin-bottom:30px}
.loan-experience .breadcrumbs a:hover{color:var(--bronze-dark)}
.loan-experience .loan-hero{padding:54px 0 58px;background:radial-gradient(circle at 88% 10%,rgba(181,138,104,.16),transparent 28%),linear-gradient(135deg,#fff 0%,#f2f5f5 100%);border-bottom:1px solid var(--line)}
.loan-experience .loan-hero--compact{padding-bottom:40px}
.loan-experience .loan-hero__grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(340px,.75fr);gap:56px;align-items:center}
.loan-experience .loan-hero h1{font-size:clamp(42px,5vw,70px);max-width:850px}
.loan-experience .loan-hero__lead{font-size:18px;color:var(--muted);max-width:760px}
.loan-experience .role-disclosure{padding-left:16px;border-left:3px solid var(--bronze);font-size:13px;color:#48525b;max-width:760px}
.loan-experience .loan-hero__panel{background:var(--teal-2);color:#fff;border-radius:10px;padding:26px;box-shadow:var(--shadow)}
.loan-experience .panel-kicker{display:block;color:#d5b99e;font-size:11px;text-transform:uppercase;letter-spacing:.1em;font-weight:800;margin-bottom:14px}
.loan-experience .hero-check{display:flex;gap:13px;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.12)}
.loan-experience .hero-check:last-child{border-bottom:0}
.loan-experience .hero-check>span{width:30px;flex:0 0 30px}
.loan-experience .hero-check svg{width:26px;height:26px;fill:none;stroke:#d5b99e;stroke-width:1.7}
.loan-experience .hero-check strong{font-size:14px}
.loan-experience .hero-check p{font-size:12px;color:rgba(255,255,255,.7);margin:4px 0 0}
.loan-experience .content-meta{display:flex;flex-wrap:wrap;gap:9px 22px;padding-top:25px;color:var(--muted);font-size:12px}
.loan-experience .content-meta a{color:var(--bronze-dark);font-weight:700}
.loan-experience .loan-layout{display:grid;grid-template-columns:245px minmax(0,var(--max-content));gap:60px;align-items:start;padding-top:30px;padding-bottom:90px}
.loan-experience .loan-toc{position:sticky;top:150px;display:grid;gap:3px;border:1px solid var(--line);border-radius:8px;padding:18px;background:#fff;max-height:calc(100vh - 180px);overflow:auto}
.loan-experience .loan-toc>strong{font-family:"Libre Baskerville",Georgia,serif;color:var(--teal);margin-bottom:10px}
.loan-experience .loan-toc>a{font-size:12px;color:var(--muted);padding:7px 8px;border-left:2px solid transparent}
.loan-experience .loan-toc>a:hover{color:var(--teal);border-left-color:var(--bronze)}
.loan-experience .loan-toc .toc-cta{margin-top:12px;background:var(--teal);color:#fff!important;border:0!important;border-radius:4px;text-align:center;font-weight:800;padding:11px}
.loan-experience .loan-content{min-width:0}
.loan-experience .loan-section{padding:38px 0;border-bottom:1px solid var(--line);scroll-margin-top:145px}
.loan-experience .loan-section:first-child{padding-top:10px}
.loan-experience .loan-section h2{font-size:clamp(28px,3.4vw,42px);color:var(--teal);max-width:800px}
.loan-experience .loan-section h3{font-size:19px;margin-top:25px;color:var(--teal)}
.loan-experience .loan-section>p{font-size:16px;color:#414b54;max-width:800px}
.loan-experience .content-callout{display:grid;grid-template-columns:32px 1fr;gap:14px;margin:22px 0;padding:18px 20px;background:#f2f6f5;border-left:4px solid var(--bronze);border-radius:4px}
.loan-experience .content-callout svg{width:28px;height:28px;fill:none;stroke:var(--teal);stroke-width:1.6}
.loan-experience .content-callout p{margin:0;color:#354147}
.loan-experience .mini-card-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:22px 0}
.loan-experience .mini-card{padding:20px;border:1px solid var(--line);border-radius:8px;background:#fff}
.loan-experience .mini-card h3{margin:0 0 8px;font-size:16px}
.loan-experience .mini-card p{margin:0;color:var(--muted);font-size:14px}
.loan-experience .table-scroll{margin:24px 0;overflow:auto;border:1px solid var(--line);border-radius:8px}
.loan-experience .table-scroll table{width:100%;border-collapse:collapse;min-width:670px;font-size:13px}
.loan-experience .table-scroll th{background:var(--teal-2);color:#fff;text-align:left;padding:13px 14px;font-weight:700}
.loan-experience .table-scroll td{padding:13px 14px;border-bottom:1px solid var(--line);vertical-align:top;color:#3d4750}
.loan-experience .table-scroll tbody tr:nth-child(even){background:#f7f9f9}
.loan-experience .faq-list{display:grid;gap:10px;margin:24px 0}
.loan-experience .faq-item{border:1px solid var(--line);border-radius:7px;background:#fff}
.loan-experience .faq-item summary{cursor:pointer;padding:17px 20px;color:var(--teal);font-weight:800;list-style:none}
.loan-experience .faq-item summary:after{content:"+";float:right;color:var(--bronze-dark)}
.loan-experience .faq-item[open] summary:after{content:"−"}
.loan-experience .faq-item div{padding:0 20px 18px}
.loan-experience .faq-item p{margin:0;color:var(--muted)}
.loan-experience .inline-cta{margin:30px 0;padding:22px 24px;background:var(--teal-2);color:#fff;border-radius:8px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.loan-experience .inline-cta--soft{background:#edf2f2;color:var(--ink);border:1px solid var(--line)}
.loan-experience .inline-cta strong{font-family:"Libre Baskerville",Georgia,serif;font-size:20px}
.loan-experience .inline-cta p{margin:6px 0 0;color:rgba(255,255,255,.7);font-size:13px}
.loan-experience .inline-cta--soft p{color:var(--muted)}
.loan-experience .related-section{padding:60px 0 25px}
.loan-experience .related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.loan-experience .related-card{padding:20px;border:1px solid var(--line);border-radius:8px;background:#fff;display:flex;flex-direction:column}
.loan-experience .related-card>span{font-size:10px;color:var(--bronze-dark);text-transform:uppercase;font-weight:800;letter-spacing:.08em}
.loan-experience .related-card strong{font-family:"Libre Baskerville",Georgia,serif;font-size:18px;color:var(--teal);margin:10px 0}
.loan-experience .related-card p{font-size:12px;color:var(--muted);margin:0}
.loan-experience .final-cta{margin-top:35px;padding:32px;background:linear-gradient(135deg,var(--teal-2),var(--teal));color:#fff;border-radius:10px;display:grid;grid-template-columns:1fr auto;align-items:center;gap:28px}
.loan-experience .final-cta>div>span{font-size:11px;color:#d5b99e;text-transform:uppercase;font-weight:800;letter-spacing:.09em}
.loan-experience .final-cta h2{color:#fff;margin:7px 0}
.loan-experience .final-cta p{color:rgba(255,255,255,.72);margin:0}
.loan-experience .request-fab{position:fixed;right:22px;bottom:24px;z-index:90;background:var(--bronze-dark);color:#fff;padding:15px 20px;border-radius:999px;box-shadow:0 12px 30px rgba(30,36,39,.24);font-size:13px;font-weight:800}
.loan-experience .request-fab:hover{background:var(--teal)}
.loan-experience .mobile-request-bar{display:none}


.loan-experience .request-hero{padding:58px 0;background:radial-gradient(circle at 85% 10%,rgba(181,138,104,.16),transparent 25%),linear-gradient(135deg,#fff,#edf1f2)}
.loan-experience .request-hero h1{font-size:clamp(40px,5vw,66px);max-width:930px}
.loan-experience .request-hero p{max-width:800px;color:var(--muted);font-size:18px}


.loan-experience .request-section{padding:55px 0 90px;background:#f4f6f7}
.loan-experience .request-layout{display:grid;grid-template-columns:330px 1fr;gap:36px;align-items:start}
.loan-experience .request-guidance{position:sticky;top:145px;background:var(--teal-2);color:#fff;border-radius:10px;padding:25px}
.loan-experience .request-guidance h2{color:#fff;font-size:25px}
.loan-experience .request-guidance>div{display:grid;grid-template-columns:28px 1fr;gap:12px;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.12)}
.loan-experience .request-guidance svg{width:25px;height:25px;fill:none;stroke:#d5b99e;stroke-width:1.7}
.loan-experience .request-guidance p{font-size:12px;color:rgba(255,255,255,.72);margin:0}
.loan-experience .request-guidance strong{color:#fff}
.loan-experience .request-guidance a{font-size:11px;color:#d5b99e}
.loan-experience .request-guidance .micro-disclosure{color:rgba(255,255,255,.65)!important}
.loan-experience .form-card{background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:var(--shadow);overflow:hidden}
.loan-experience .form-card__head{padding:26px 30px;border-bottom:1px solid var(--line)}
.loan-experience .form-card__head>span{color:var(--bronze-dark);font-size:11px;text-transform:uppercase;font-weight:800;letter-spacing:.09em}
.loan-experience .form-card__head h2{font-size:32px;color:var(--teal);margin:8px 0}
.loan-experience .form-card__head p{color:var(--muted);margin:0}
.loan-experience .embedded-form{min-height:520px;padding:22px 30px;background:#fff}
.loan-experience .calculator-section{padding:34px 0 60px;background:#fff}
.loan-experience .calculator-frame{width:100%;min-height:1000px;border:0;display:block}


@media (max-width:560px){.loan-experience .shell{width:min(100% - 28px,1180px)}


.loan-experience .loan-card-grid{grid-template-columns:1fr}
.loan-experience .loan-card{min-height:auto}
.loan-experience .loan-hero{padding-top:30px}
.loan-experience .loan-hero h1{font-size:39px}
.loan-experience .loan-hero__lead{font-size:16px}
.loan-experience .loan-toc{grid-template-columns:1fr}
.loan-experience .table-scroll{margin-inline:-4px}
.loan-experience .inline-cta{padding:20px}
.loan-experience .related-grid{grid-template-columns:1fr}


.loan-experience .request-hero h1{font-size:39px}
.loan-experience .form-card__head,.loan-experience .embedded-form{padding:20px}

.loan-experience .calculator-frame{min-height:1500px}}
@media (prefers-reduced-motion:reduce){.loan-experience html{scroll-behavior:auto}
.loan-experience *,.loan-experience *:before,.loan-experience *:after{transition:none!important;animation:none!important}}


/* Responsive rules for the added loan pages only */
@media (max-width:1100px){
  .loan-experience .loan-card-grid{grid-template-columns:repeat(3,1fr)}
  .loan-experience .guide-grid{grid-template-columns:repeat(2,1fr)}
  .loan-experience .loan-layout{grid-template-columns:210px minmax(0,1fr);gap:35px}
  .loan-experience .loan-hero__grid{grid-template-columns:1fr .75fr}
  
}
@media (max-width:820px){
  .loan-experience .trust-ribbon__grid{grid-template-columns:1fr}
  .loan-experience .trust-ribbon__grid>div{border-right:0;border-bottom:1px solid rgba(255,255,255,.12);padding:15px 20px}
  .loan-experience .loan-card-grid{grid-template-columns:1fr 1fr}
  
  .loan-experience .loan-hero__grid,
  .loan-experience .request-layout{grid-template-columns:1fr}
  
  .loan-experience .guide-grid{grid-template-columns:1fr}
  .loan-experience .loan-hero__panel{order:2}
  .loan-experience .loan-layout{display:block}
  .loan-experience .loan-toc{position:static;max-height:none;margin-bottom:20px;grid-template-columns:1fr 1fr}
  .loan-experience .loan-toc>strong,.loan-experience .loan-toc .toc-cta{grid-column:1/-1}
  .loan-experience .mini-card-grid,.loan-experience .related-grid{grid-template-columns:1fr}
  .loan-experience .inline-cta,.loan-experience .final-cta{grid-template-columns:1fr}
  .loan-experience .content-meta{padding-top:18px}
  .loan-experience .request-guidance{position:static}
  
  .loan-experience .request-fab{display:none}
  .loan-experience .mobile-request-bar{position:fixed;left:0;right:0;bottom:0;z-index:130;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 14px;background:rgba(15,48,51,.98);color:#fff;box-shadow:0 -8px 24px rgba(0,0,0,.16)}
  .loan-experience .mobile-request-bar span{font-size:11px;color:rgba(255,255,255,.72)}
  .loan-experience .mobile-request-bar a{background:var(--bronze);color:#fff;padding:11px 15px;border-radius:4px;font-size:12px;font-weight:800;white-space:nowrap}
  .loan-experience.request-page .mobile-request-bar{display:none}
}